Our Mission

Finmato provides free, easy-to-use financial calculators to help people make informed money decisions. We believe everyone deserves access to financial planning tools, regardless of their income or background.

What We Offer

Our comprehensive suite of calculators includes:

• Budgeting Tools: Track income, expenses, and savings goals
• Loan Calculators: Mortgages, auto loans, student loans, personal loans
• Retirement Planning: 401(k), IRA, Social Security, FIRE calculators
• Tax Calculators: Paycheck, bonus tax, tax withholding, salary calculators
• Investment Tools: Compound interest, investment returns, real estate
• Comparison Tools: Rent vs buy, lease vs buy, debt consolidation

How It Works

All our calculators run entirely in your web browser. Your financial data never leaves your device - we don't collect, store, or transmit any of your personal financial information to our servers.

When you use our "Save" feature, data is stored locally in your browser's storage, giving you complete control and privacy over your financial information.

Our Commitment

• Free Forever: All our calculators are and will remain free to use
• Privacy First: Your data stays on your device, never on our servers
• No Registration: Use all features without creating an account
• Mobile Friendly: All calculators work on phones, tablets, and desktops
• Transparent: Clear disclaimers about limitations and data sources

Limitations & Disclaimers

We strive to provide accurate calculators, but we cannot guarantee:

• Accuracy of all calculations
• Currency of tax laws, rates, or contribution limits
• Suitability for your specific financial situation
• Completeness of all factors affecting your finances

Tax laws, interest rates, and financial regulations change frequently. Always verify information with official sources like IRS.gov, SSA.gov, or licensed professionals.

For complete legal information, please see our Disclaimer, Terms of Service, and Privacy Policy.

Not Affiliated With

Finmato is an independent website and is not affiliated with, endorsed by, or connected to:

• Internal Revenue Service (IRS)
• Social Security Administration (SSA)
• Any government agency
• Any financial institution
• Any professional licensing organization

Advertising

To keep our calculators free, we display advertisements through Google AdSense. We do not endorse any products or services advertised on our site. Advertisers do not influence our calculator formulas or results.

Contact Us

Have questions or feedback? We'd love to hear from you! Visit our Contact page for more information.

Please note: We cannot provide personalized financial advice through our contact channels.