Universal Currency Converter
Convert between any two currencies with customizable exchange rates and optional bonus percentages. Perfect for international money transfers, forex trading, and remittance calculations.
Conversion Settings
Customize currencies, exchange rate, and bonus percentage
Conversion Calculator
Enter amount in either currency to calculate the other
You are sending: 100.00 USD
Calculation Breakdown
How it works:
- →Forward Conversion: Enter the amount you want to send. The calculator shows how much the receiver gets (including any bonus).
- →Reverse Calculation: Enter the final amount the receiver needs. The calculator shows exactly how much you must send.
- →Customize the currency codes, exchange rate, and optional bonus percentage to match your transfer service.
- →Examples: USD→EUR, GBP→INR, CAD→PHP, EUR→BDT, or any other currency pair!
📚 Master Currency Conversion
📊 Understanding Exchange Rates
An exchange rate tells you how much one currency is worth in another currency. For example, if 1 USD = 121 BDT, you can exchange 1 US dollar for 121 Bangladeshi Taka.
Example: With an exchange rate of 0.92, $100 USD converts to €92 EUR.
💰 Transfer Bonuses Explained
Many money transfer services offer bonuses (e.g., 2% extra) to attract customers. This means the receiver gets more than the base conversion amount.
Example: $100 at 121 rate = ৳12,100. With 2% bonus = ৳12,342 total!
🔄 Bidirectional Conversion
Our calculator works both ways: enter the amount you want to send OR the amount the receiver needs. It automatically calculates the other.
Forward: "I'm sending $100" → Shows receiver gets ৳12,342
Reverse: "Receiver needs ৳12,342" → Shows you must send $100
🌍 Popular Currency Pairs
- USD → BDT: US to Bangladesh (Taka)
- GBP → INR: UK to India (Rupee)
- EUR → USD: Europe to US (Dollar)
- CAD → PHP: Canada to Philippines (Peso)
- AUD → PKR: Australia to Pakistan (Rupee)
✅ Tips for Best Rates
- Compare rates from multiple services
- Check for hidden fees and charges
- Look for promotional bonuses
- Consider transfer speed vs. cost
- Use mid-market rates as reference
⚠️ Common Mistakes
- Not checking the total cost (rate + fees)
- Ignoring transfer time differences
- Forgetting to account for bonuses
- Using outdated exchange rates
- Not verifying receiver gets exact amount
How to Use This Currency Converter
Set Currencies
Enter the currency codes you want to convert between (e.g., USD, EUR, BDT, INR).
Enter Exchange Rate
Input the current exchange rate from your transfer service or bank.
Add Bonus (Optional)
If your service offers a bonus percentage, enter it here. Otherwise, leave at 0.
Calculate
Enter the amount in either field to see the conversion breakdown instantly.
Frequently Asked Questions
What currencies can I convert?
You can convert between ANY two currencies! Simply enter the currency codes (USD, EUR, GBP, BDT, INR, PKR, PHP, CAD, AUD, etc.) in the "From Currency" and "To Currency" fields. The calculator is completely flexible and works for any currency pair in the world.
How do I find the current exchange rate?
Check your money transfer service's website or app for their current rate. Popular services include Wise, Remitly, Western Union, and WorldRemit. You can also check xe.com or Google for mid-market rates, but remember that transfer services may offer slightly different rates due to their fees and margins.
What is the bonus percentage?
Some money transfer services offer promotional bonuses (typically 1-3%) where the receiver gets extra money on top of the base conversion. For example, with a 2% bonus on $100 → ৳12,100, the receiver actually gets ৳12,342. If your service doesn't offer a bonus, simply leave this field at 0.
How does the reverse calculation work?
If you know exactly how much the receiver needs to get (for example, they need ৳10,000 for rent), enter that amount in the "Desired Amount" field. The calculator will show you exactly how much you need to send, accounting for the exchange rate and any bonus. This ensures the receiver gets the exact amount they need.
Are there any fees included in the calculation?
This calculator shows the pure currency conversion based on the exchange rate and bonus you enter. It does NOT include transfer fees, which vary by service. Always check your transfer service's fee structure separately. Some services charge a flat fee (e.g., $5), while others charge a percentage (e.g., 1-3% of the amount).