Grocery Budget
Calculator
Groceries are often the second biggest household expense. Use this tool to track your spending and see how inflation impacts your future budget.
Budget Details
Estimated Costs
Next Year Projection (+3.0%)
How to Budget for Groceries in 2025
Groceries have become significantly more expensive due to inflation. According to recent USDA reports, the average cost of food at home has risen steadily. To maintain a healthy financial life, experts recommend keeping your total food spending (groceries + dining out) under 10-15% of your take-home pay.
This calculator helps you see exactly where you stand. By inputting your weekly spending and annual income, you can instantly realize if you are "eating" too much of your paycheck.
5 Smart Ways to Lower Your Bill
Meal Plan Strictly
Never enter a store without a list. Impulse buys can increase your bill by 20%. Plan your meals for the week and buy only what you need.
Shop the Perimeter
Fresh produce, meats, and dairy are usually on the outside aisles. Processed (and often more expensive) foods are in the central aisles.
Buy Generic Brands
Store brands are often made in the same factories as name brands but cost 30% less.
Use Unit Pricing
Check the price per ounce/pound on the shelf tag, not just the final sticker price. Bigger isn't always cheaper.
Frequently Asked Questions
What is a reasonable grocery budget for 2 people?
For a moderate budget, USDA suggests around $600-$750 per month for a family of two adults. Thrifty spenders can aim for $450-$500.
Does this include dining out?
No, this calculator focuses strictly on grocery store trips. You should budget for restaurants separately, typically as 'Entertainment' or 'Dining Out'.
How much does inflation affect groceries?
Food inflation has historically averaged 2-3% per year, but recent years have seen spikes of 5-10%. Our calculator includes an inflation variable so you can stress-test your future budget.
Financial Disclaimer
The results provided by this calculator are estimates based on the information you provide and general economic assumptions. Actual costs may vary by location and store.
Data Privacy
We do not store your financial data. This calculator runs entirely in your browser.