How do you split a bill evenly?

Add the tip to the total bill amount, then divide that final sum by the number of people at the table. Our calculator automates this math for you.

Should you split the bill or pay for what you ordered?

This depends on the group dynamic. Splitting evenly is faster and often preferred for close friends. Itemized splitting is fairer if there's a large disparity in what people ordered (e.g., one person had steak and wine, another had a salad).

Is tip calculated before or after tax?

Etiquette experts agree that tip should be calculated on the **pre-tax** subtotal. However, for simplicity when splitting bills, many groups calculate tip on the total including tax.

Tip Split Calculator | Bill Splitting Tool | Finmato

Dining With Friends, Simplified

A great meal with friends often ends in a confusing math exam: passing the receipt around, fumbling with phone calculators, and arguing over who owes tax. Our Tip Split Calculator eliminates this headache. Whether you're splitting a pizza 4 ways or dividing a large banquet bill, get the precise "per person" amount in seconds so you can get back to the conversation.

Features of This Tool

This isn't just a basic calculator. It's designed for the realities of modern dining:

Instant Math: Calculates Tip, Tax, and Total simultaneously.
Flexible Tipping: Use preset percentages or enter your own custom amount.
Per Person View: Shows exactly what each individual needs to pay (e.g., "Venmo request everyone $24.50").

Tipping Etiquette 101

While math is objective, social norms vary. Here is a quick guide for US dining:

15-18%: Standard service for casual dining.
20%: Standard for good service or fine dining.
25%+: Exemplary service or large groups (6+ people).

Large Groups

For parties of 8 or more, automatic gratuity might be added. Use this tool to double-check the restaurant's math before you pay.

Roommates

Ordering takeout for the apartment? Enter the total, add the delivery fee and tip, and split it by 3 instantly.

Travel

On vacation with friends? Keep a running tally of shared meals by calculating the exact split at the table.

Frequently Asked Questions

What if someone didn't drink alcohol?

If splitting evenly isn't fair (e.g., Bob had 4 cocktails, Alice had water), you should use an "itemized split" approach. Calculate the alcohol total separately for the drinkers.

How do I handle tax?

Tax is mandatory, so it is just part of the bill. Whether you split evenly or by item, everyone must pay their share of the tax proportional to what they ordered.

Is it rude to use a calculator at the table?

Not anymore! It is considered financially responsible. It is much ruder to underpay or accidentally leave a bad tip because of poor mental math.

Math Accuracy

Calculations are rounded to the nearest cent to ensure they match real currency.

Data Privacy

We do not store your data. This calculator runs entirely in your browser.

Tip Split Calculator